Average Dutch mortgage rate. 10yr fixed NHG
Via Verkoperslening.nl
How it worksFor homeowners & investorsFor homebuyersFor agentsAbout usFAQContactPortalRegister
🔒 Notarially secured
🏦 Land Registry
Independent credit check

Home financing

Finance your home smarter

Maximum borrowing capacity € 0
Monthly cost
↓ 12%
Interest
1 2% less
Notarial

How it works

Your mortgage smartly split

Bank 70%  · 
Seller loan 30%  · 
combined
Lower average rate · Within borrowing capacity

Beneficial for both parties

🏠 Homebuyer
Lower monthly costs
Within capacity
No extra risk
📈 Homeowner
Equity earns return
Notarially secured
Monthly income

Verkoperslening.nl

Finance differently. Live smarter.

🔒 Notarial | Credit checked | 📄 Transparent
For whom

Interesting for you?

Whether you have equity, want returns on savings, or want to buy a home. There is a role for you.

🏠💰

Sell home + invest

Offer equity as loan when selling

You sell your home and offer equity as a loan to the buyer. Receive years of interest income.

More info →
💰📈

Invest without selling

Lend equity or savings privately

Your home need not be for sale. Earn returns safely on equity or savings. We find the right buyer.

More info →
🔑

Buy a home

Finance cheaper than the bank

Mortgage + private loan. 1 2% cheaper. We match you with an investor.

More info →
🤝

For agents

€ 600 per deal, free partnership

Offer clients something unique. We handle execution.

More info →
Sleuteloverdracht

Notarially secured

Your keys. your deal. Notarially secured.

Register
Processs

Done in four steps

1

Day 1

Register & match

Together or individually. We actively find the best match.

2

Day 2 3

Credit check

BKR check and income assessment. Risk score for investor.

3

Day 4 5

Notary & Registry

Digitally signed. Registered as 2nd right of mortgage.

4

Monthly

Automatic management

SEPA collection, 2 business days. Portal for both parties.

Your new home

Finance smarter. Move in faster.

Bank mortgage + seller loan together, always within NIBUD limits.

Stel in nieuw huis

Ready to start?

Register as buyer, investor or agent.

RegisterQuestions?
Calculate your situationLIVE

Gem. hypotheekrente NL. 10 yr fixed NHG

Bron: ECB/DNB

Interest rate via Verkoperslening.nl

Gem. 1% below bank rate ✓

Indicative maximum mortgage amount according to Nibud standard
Bank mortgage€ 300.000
Verkoperslening€ 60.000
Term10 years
Interest p.a.3,25%

Monthly cost buyer = Gross return seller / investor

Total interest income investor

Mediation fee (one-off, buyer)
€ 1.392incl. VAT
Register voor match →

Indicative · NIBUD 2024 · annuity calculation

NL|EN